Financing

FAQ's

"Do you offer Buy Here/Pay Here?"
We offer a better program.  We work with a finance company that specializes in helping consumers rebuild credit.  No credit score is too low.  

"How much money do I need for a downpayment?"
There is no right answer to this question.  We work with what you have to put down, to try to reach your desired monthly loan payment.  However, the more money you put down, the lower your monthly payment will be.

"How long does the approval take?"
Most times we can get your approval within a few hours.

"Can I apply online?"
Yes, you can apply online during or after business hours at your convenience.  Be sure to fill out the online loan application in it's entirety.

"Can I use my own bank?"
Yes!  However, we do work with several local banks and credit unions offering the lowest interest rates around.  In addition, we can do everything right in our office to save you the time and hassle of going to the bank.  

"Once I'm approved, how long is my approval good for?"
All approvals are good for 30 days. 

"What paperwork do I need to bring with me to get financed?"
Usually, your most recent pay stub and proof of address is all you need.  

"Can I roll my sales tax and fees into my loan?"
Yes, most banks allow you to add that and more into your loan.  We can offer you GAP coverage and Extended Service Contracts for peace of mind with your new vehicle.  
























 
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